The workers’ compensation system is supposed to make it easier for you to recover from injuries you sustain at work. Unfortunately, there are still some things that could threaten your ability to get the support you need.
Rejected claims are disheartening, especially if you were depending on workers’ compensation to support your family, maintain your way of life or pay for medical bills. You might not know what to do next.
Before going into the details, please keep in mind that that an initial denial — no matter how strongly worded it might be — is not always the end of the conversation. A specific review of all of the elements of your case should uncover the options you have to secure the benefits you deserve.
The reason for the denial
As explained on FindLaw, there are a number of possible reasons for workers’ compensation denials. This reason will probably be the starting point as you seek to overturn the decision. Here are some examples of justifications you might see in your denial letter:
- Your employer contests your claim
- You missed a deadline
- You did not provide sufficient medical information
- Your injury does not qualify for compensation
These rules vary by state. Please make sure that any information you use to inform your response to a denial is specific both to your case and to Missouri.
The best course forward
As mentioned above, your strategy in finding your denial would depend on your situation. You would want to look at the details of your claim, the insurance company involved and your employer’s actions, among other things. Uncovering paperwork errors or instances of bad faith would probably be your first focus.
A final note: Please do not delay action once you receive your denial. The sooner you begin the process, the better chance you have at securing your benefits in a timely fashion.