Despite taking every safety precaution, you found yourself injured while on the clock at your Missouri job. Thankfully, your employer has workers’ compensation, but it may take a while before your coverage kicks in. Meanwhile, you still have bills to pay.

To help you keep your head above water, Securian Financial has a few tips that you can put to good use. Do what you can to improve your financial health while tending to your physical health.

Minimize your budget

One of the first things to do is look over your current budget and separate necessities from “extras.” For instance, while you need groceries and money for utility bills, the same is not true of streaming services and gym memberships (especially if your injury keeps you from working out). Whittle your budget down as much as possible to avoid dipping into your emergency savings.

Make paying debts a priority

Speaking of necessities, make paying off credit cards, car loans and the like a priority. Lenders do not care that you sustained an injury, they still want their money. Focus on making on-time payments, so you do not incur unnecessary late payments and hits to your credit score.

Look into using coupons and apps

When it is time to go grocery shopping, make good use of coupons, discount cards and grocery apps. Your favorite grocery store may have a free discount card in addition to an app that you can combine to save even more money. Cashback apps allow you to scan receipts for money or special discounts. Even if you are not injured, this is a great way to save money.

Even when your workers’ compensation funds start coming in, stick to these money-saving tips. Remember, workers’ compensation offers temporary income while you heal, so stretch every dollar that you can.